SMEs now eligible to apply for loan up to MOP5 million
1b25 L ocal small and medium-sized enterprises (SMEs) in Macau can now apply for loans of up to MOP5 million from licensed banks, according to the Economic and Technological Development Bureau (DSEDT). The program offers a subsidy period of up to three years, with an annual interest subsidy of up to 4%. The total amount of loans that can be disbursed by licensed banks under the scheme is capped at MOP1 billion. The application window will remain open until April 22, 2026. The initiative is exclusively available to businesses that are operated or majority-owned (over 50%) by Macau residents. Eligible enterprises must not be engaged in public works contracts or financial services. In addition, the total number of employees, both part-time and full-time, across all businesses owned by the applicant must not exceed 100. The commercial entity must also have registered its operations with the Financial Services Bureau (DSF) by April 15. During the Legislative Assembly session on t...